The core objective of personal financial planning entails the accurate assessment and understanding of your immediate and future financial needs.

This assessment should incorporate the specific circumstances of you and your family to ensure that every eventuality relating to your long-term wishes, goals and objectives is catered for upfront.

Efficient Wealth has developed a comprehensive financial needs analysis system to ensure that our highly qualified financial planning force has access to world-class technology that is continually enhanced to accommodate the increasingly changing financial services environment.

This comprehensive analysis is tailored to the specific expectations and future assumptions of each individual client and, together with the structured advice of our financial advisors, culminates in a flexible and easily understandable personal financial plan.

Thereafter, our industry-leading client relationship management process and system ensures that a rigorous review process is scheduled and implemented to take account of your changing circumstances during your lifetime.

Our financial advisors, who are selected and appointed based on their educational qualifications, experience and market reputation, thus have the ability to provide you with a comprehensive financial plan that incorporates the following personal financial services:

Personal financial services:

  • +   Immediate and future needs planning
  • +   Retirement planning
  • +   Disability and dreaded disease planning
  • +   Estate planning
  • +   Estate duty and capital gains tax
  • +   Income tax